http://www.myfinance-magazine.com My Finance Magazine Sun, 21 Mar 2010 19:42:27 +0000 http://backend.userland.com/rss092 en The judge had to ask the question, and we had to answer it in order to get our divorce finalized. It was all supposed to be pro-forma. "Why are you getting divorced?" the judge asked, his head buried in legal file folders. "Irreconcilable differences," my wife, Sue, and I answered in ... http://www.myfinance-magazine.com/personal-refinance/Portfolio-Planning-can-Lead-to-Irreconcilable-Differences-1279/ A cash advance loan is a short-term loan secured by your paycheck. It is also known as a "Payday Loan". A cash advance loan is a quick and confidential way to get a cash advance until your next payday. A cash advance loan is a short term, high rate loan, where the ... http://www.myfinance-magazine.com/loans/What-is-a-Cash-Advance-Loan-1278/ Although any loan used for buying real estate is strictly called a purchase money mortgage, the term is often employed for seller financing, those transactions in which you "take back" a mortgage as part of the purchase price. These arrangements are suitable, of course, only when you do not need ... http://www.myfinance-magazine.com/mortgage-refinance/Seller-Financing-1277/ A credit score is most commonly known as a FICO score. FICO stands for Fair Isaacs Corporation. It's a company that developed the credit scoring software used to evaluate your credit worthiness. Most lenders use the FICO score to determine whether they should extend to you a mortgage, car loan, credit ... http://www.myfinance-magazine.com/credit/What-Is-A-FICO-Score-1276/ On the surface, debt consolidation loans offer cash-strapped consumers some relief from high interest rates. Looking deeper, consumers should be wary of both the pros and cons of this fast growing practice. In their simplest forms, debt consolidation loans are refinance agreements, second mortgages, or home equity loans. All three loan ... http://www.myfinance-magazine.com/debt-consolidation/Dangerous-Debt-Consolidation-Loans-1275/ Debt Help is the stepping stone to debt elimination and financial recovery. Debt help analysis guides you to save thousands of dollars in interest charges. Consolidation of your credit card debts and other unsecured bills will allow you to get out of debt as quickly as possible, save money on ... http://www.myfinance-magazine.com/debt-relief/Help-to-Get-Out-of-Debt-1274/ Mortgage rates typically are based off the current rates of treasury bonds. Most lenders set their long term mortgage rates in line with 10 and 30-year treasury rates. The reason that they do this is quite simple. Treasury rates are the rates that are used as an index to represent ... http://www.myfinance-magazine.com/mortgage-refinance/Keep-Your-Eye-Focused-on-Treasury-Bond-Rates-To-Adjust-Your-Current-Mortgage-Rates-1273/ A title loan is a loan of money secured by a certificate of title to a motor vehicle. The title loan lender keeps the certificate in case the loan is not paid. A title loan is a way to borrow money on your automobile title. When you get a title loan ... http://www.myfinance-magazine.com/loans/What-is-a-Title-Loan-1272/ There are always some companies that have past due invoices and can't seem to get them paid. They might be quietly waiting to get paid not wanting to contact the client for fear of appearing "desperate". Sometimes a big part of the problem is no response, it is bad enough ... http://www.myfinance-magazine.com/credit/5-Steps-You-Can-Take-to-Get-Paid-1271/ It might not be too big of an exaggeration to say that the construction loan is one of the more daunting aspects of building your custom home. Before we started our project, I had nightmares about trying to pay two full mortgages at the same time (our existing mortgage and ... http://www.myfinance-magazine.com/mortgage-refinance/Construction-Loan-Basics-1270/